Friday, March 13, 2009

Health insurance


Health services in Norway are of high standards. As a student in Norway you are ensured professional medical treatment no matter which part of the country you are living in. In most cases the treatment is free of charge if certain prerequisites are met. These prerequisites vary depending on your current nationality and length of stay in Norway. Please study the regulations below carefully.

NAV is the Norwegian Labour and Welfare Service. NAV is the public agency administrating the Norwegian National Insurance Scheme.

Students from the Nordic countries
You are a member of the Norwegian National Insurance Scheme if you are registered in the National Population Register in Norway. If you are not a member you are nevertheless entitled to health services under the National Insurance Act and you do not have to verify it with a European Health Insurance Card.

Students from the European Economic Area (EEA) or Switzerland

Students from EU/EEA countries or Switzerland must have social security coverage from their home country. They must obtain the European Health Insurance Card entitling them to medical treatment in accordance with the Norwegian National Insurance Scheme. For further information about the card please contact the nearest insurance office in your home country. Students working in Norway may be entitled to membership in the National Insurance Scheme.

Students from countries outside the European Economic Area (EEA)
If the duration of your stay in Norway is more than one year you automatically become insured under the National Insurance Scheme when you register as a student at a Norwegian institution of higher education and as a resident in Norway. If the duration of your stay in Norway is between 3 and 12 months you should apply for membership of the Norwegian National Insurance Scheme providing coverage with regard to health services. The form must be sent to the insurance office in the municipality in which you are staying. Students who do not become a member of the Norwegian National Insurance Scheme, must have a social security coverage from their home country.

All students

Some institutions provide on campus health services. The semester card which you receive by semester registration may entitle you free medical treatment at the institution's student health services. This treatment usually does not apply to medicines or to medical tests taken off campus. The cost of medicines is only covered if you are hospitalised, or suffer from a serious disease, and are member of the Norwegian National Insurance Scheme, or have a European Health Insurance Card or another form of social security which covers these costs.

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